It is not just the insurance industry that has taken global climatic change seriously. Talk to water resource specialists, water utilities and flood control agencies are already making plans for changes in precipitation. It is not necessarily for less precipitation, although in some areas it might be that, but rather the form. Historically, in many areas, snow is a major source of summer and autumn water. Even if precipitation rates remain unchanged, if more precipitation falls as rain rather than snow, with the current infrastructure, much more that precipitation will be lost and there will be less available in the summer and autumn. Of course precipitation rates may change, possibly upward, which could then challenge existing flood control infrastructure. For these folks, ideology has to take a back seat to science and planning.