Another reason medicare should be scrapped.

Another thing that stifles competition and keeps cost up is the fact you aren’t allowed to buy insurance over state lines. This one seems like common sense, but our government still doesn’t understand it apparently.

My last argument would be for higher deductibles. When insurance pays for every little thing, people don’t care about how much it costs and don’t shop around for the best price. Just imagine how much an oil change would cost if it were covered by insurance. Of course people don’t care about this because they don’t see the bill for it. What they don’t realize is how much more expensive their insurance is because of it. When you look at two health care services that aren’t covered by insurance, LASIK and plastic surgery, you notice two things about them. The prices have steadily fallen while the quality has steadily risen. Why is this? Because of competition. People shop around for the best deal. Insurance stifles competition, and competition is good for everyone.

I think the current bill isn’t that great. I’m upset about insurance mandates, mostly for personal reasons. But, I think it’s what we can pass, and in Congress, that is no small feat. The perfect is the enemy of the good.

I’m divided over the idea of a public option. From what I’ve seen, medicaid works well. It provides good insurance to people who need it. I think a lot would improve in this country if people could simply go to the doctor when they’re sick. But would an expansion of medicaid be bad? It’d certainly be expensive at first. And if it turns out like any of the other bizarre government sponsored programs, like TANF (more commonly known as welfare), I can’t say I would be too excited about it.

That’s not very concise or definitive. I’m not sure of what to think, really.